FYI: If This Ever Happens To You.

This is an FYI in case you are ever in this situation.

I got a call earlier today from my insurance agent asking me to call them about a claim. I was pretty confused since I haven't driven much of anywhere lately and surely wasn't in any accidents.

She informed me there had been an accident claim on my 2012 Silverado. That truck was previously totaled..all air bags deployed,(that's $1K/each to replace=$6K) and frame was bent after a kid smashed into me. It took a few months of back and forth, but they settled with me. That was June 2021!

Wrecking yard sold the truck to someone who rebuilt it. And this person just had an accident.

They asked me if I knew the person in question that had the accident and if I had left any information or cards in the truck. I informed her that I didn't know the person.

I also told her once they had given me the OK, I went to the wrecking yard and I took everything out of the truck. I also asked the wrecking yard first and took the license plates off.(for my garage art) and because I was getting my stainless Silverado frames.. I was given the OK by my insurance to take all the extras off the truck..running boards, tonneau cover, speaker & amps, floor mats, Rigid driving lights, etc.. I lost a lot of money due to this bonehead, so every little thing I could save and sell I took..even the factory manuals.

Those items were not included in my payout as I had receipts and they were added items. FYI - I had just paid the truck off a few months before and owned it.

My insurance lady told me she was just doing her due diligence before they replied back. She also told me they had 2 different policy numbers, one mine and a different one. So I'm not sure if the guy had fraudulently provided the information or if the other insurance company was just trying to find someone to pay them?

Regardless..NEVER leave anything in your truck if it gets totaled. Take everything. If it's totaled you should be allowed to remove the plates and keep them so no one use them on a different vehicle.

A refresher for those who never saw my post a few years ago..